Okay Steve, I will tell you my answer to mitigate acrimony but I choose to withhold specific details and documentation until later because the purpose of this dialogue is to invite open discussion for creativity regarding a common scenario.

For instance, in certain areas rather than pay a property manager we have paid an off-duty cop to pick up rents for $30-50 month (depending on location) and have documentation signs which puts the FEAR of GOD in the tenants and even if they skip out on 1 months rent they NEVER trash the place because they are scared of the law! 

Did you use one of the programs mentioned on BP or did your attorney draw up the documents and walk you through the process?

It takes a year for a neighborhood to get over a murder.Any changes I documents with full photos I was often the first one to inform the broker of the change.Consider asking the broker what property he needs to sell in the next 30 days.

.  You did not provide requested documentation in a timely manner.  Previous landlord/other references failed to provide needed timely information.  We were not able to hold the rental until the date you were able to pay the depositand/or initial rent, assume tenancy, or meet other stipulated conditions.  You did not meet requirements on pets, occupancy, smoking, cars, or other terms.  You did not meet our standards for references, income, felony, credit, history, etc.  Your application was denied based upon a written credit report with optional FICOscore; directions to receive a copy may be obtained by contacting us below.  Your consumer/credit report did not contain sufficient information.  You submitted an incomplete, inaccurate, unclear, or unsigned application.  You did not provide a phone number, call back, or return our calls or emails.  You did not submit the required screening fee.  Other_____________________________________________________________.Submitted Screening Fee:  Since your submitted fee was used in the processing of your application, we regretthat we are not able to return any back to you  Since your submitted fee was not used in the processing of your application, we arereturning/refunding your payment totaling $ _________________.Federal and State guidelines limit us from giving further details other than name, address,and phone number of any consumer reporting agency resulting in denial (by contacting usbelow for a free report copy with right to dispute).

If there is nothing listed in the bid documents...

I understand completely not going back to the have-a-pulse-sign-here days, but I do think there are protections in place that strike a nice balance in promoting responsible home ownership, and anyone who has applied for a loan these days knows how strict they are requiring proper documentation.    

See link:http://www.mcs360.com/documents/compliancedoc/VPR/...

Employee bonuses are based on the accuracy of their home bids and rental estimates.After submitting a bid, Starwood Waypoint employees visit the home with iPads and take it through a 45-minute inspection, marking what renovations need to be made.

I'm working on launching a blog on here to share my thoughts and document my journey a little.