If the LLCs are disregarded it could be a treated as a withdrawal by the owner/partner.

Karen Margrave J ScottOK- maybe I am just slow on this one- but the statement was made about me as follows: "Even though you don't care about a borrower's experience, most HMLs do."

But if it is a traditional IRA, both gains and contributions will be taxable and early withdrawal penalty will apply when you take it out before you reach 59 1/2 years old.

I expect that to slow down now that we've pretty well renovated all but a couple of the units. 

Also, there are so many other markets in different stages that you could essentially go from market to market and never slow down.

It appears to be a very slow process.

I don't believe there is anything major going on externally that is causing that, other than just random luck whether the types of properties we buy are being released by the banks that month or not.The one exception was this summer, after the tax credit expired -- I believe this was a major external event that affected the market for several months.All that said, we're okay with slow periods where we aren't doing much...if we were desperate for the income at all times, we could certainly find deals by expanding our purchase criteria or expanding the areas where we purchase.

The money I was going to withdraw from 401k plan was denied.

Rather than wait for HELOC and run out of time with documentation and slow paper pushing through numerous people and underwriters, I found a hard money lender. 

Any less is a slow part time crawl up that most never end up making.