There will be another crisis, but the nature of it will be far different than in 2008.

Absent very specifica exemptions (Like fraud); For a consumer loan, SFR 1-4, loan to a natural entity, you may not file the first legal until the 120th day of delinquency.https://files.consumerfinance.... 

I imagine with your experience flipping might be a natural move? 

Everything from:(1) contract a property manager, (2) analyze lenders apples-to-apples, (3) engage your contractor (and I've even included a document for your contractor to use to provide you itemized bids on work - no more guessing what you are paying for), (4) a lease agreement, (5) a "checklist" of business incorporation items to launch your real estate LLC and (7) even a BRRRR deal analysis spreadsheet so you can know right away if you'll be making a great deal.Let me know if you are interested in the tools and I can share.

I have buy and holds all over MD within various low income areas incorporating various ethnicities including impoverished whites.

Additionally, you are obviously shrinking the diversified nature of your revenue from 8 streams to four in this case.on the other hand, if your demographic is such that larger units well see lower vacancy and economic loss, then this may make sense.

Have a clean background is subjective in nature.  

Any examples of how to incorporate transferring a property as option money in a lease option agreement?

Since flipping and buy&hold are very different in nature - one is to accumulate quick cash and the other one is to have a continuous flow of smaller cash amounts coming in, perhaps choosing the quicker one.

For instance, qualifying for the mortgage on this house used 75% of the rents on the double by nature of the leases we had on it, but they are in MY name, not the business.