But it doesn't sound that your score is low, so In that case I would suggest to go the investment route , whichever one you decide.

Don't get sentimental or partial towards one property or the other - whichever one has the highest monthly profits and cash on cash return, that's the one I'm buying.BiggerPockets is a great resource for people learning to invest.  

From real estate, to cell phone towers, to ATM machines, etc.

I'm using a cell phone that's killing me to key into.

There is a way to do this and a simple strategy is to pay bills you currently pay such as your auto insurance, cell phone bill, Netflix or Spotify account via credit card and then set your credit card to auto pay. 

Although you have this as a monthly expense, similar to car insurance, or cell phone bills, items like that, that do not appear on your credit report (with some exceptions), will not be included.  

But if they are seeking to hold a property for any length of time and want their cash investment back there are some important rules to understand with conventional loan:If you buy a property with cash (or with a HELOC) you can receive a cash out loan on Day 1.There is not a 6 month waiting period with receiving a cash out loan if you purchased a home with cash or with a HELOCBUT you will be limited to the amount of….Your purchase price + closing costs (costs when you purchased the home)OR75% of the “After Repair Value”…WHICHEVER IS THE LOWER AMOUNT (super important)These rules are important to understand so here are two examples:Example 1: If you purchased a home with $50k of cash, and put $30k of renovations into the loan, and the home was worth $100k. 75% is $75k and $50k is your purchase price.

I'm just wondering what a fair split would be if he were to put up all the money and "be there for me" when I need help with the process (i.e. calling his cellphone) while I'm there all day managing the crews and pitching in for whatever needs to be done..

I own ROYOT Cellular, a low-cost cell phone service vendor for real estate companies.

Today I had to file my own police report for this couple because they stole my father's cell phone as he was helping me paint the 2nd floor apartment.