A defendant like the one you're dealing with will never show....they are called 'uncollectables'....they have no property, often no steady W2 job to garnish wages from......Not to say you shouldn't go ahead with SC court, just be aware of the reality....

One straight up told me he has no clue, and the other two gave conflicting answers. 

@Tavis MooreIt sounds to me like you are way ahead of the curve for your age.

To me this sounds like a heads they win tails they lose proposition.  

(So about 4.25%) **NOTE: Anything paid back will be deposited straight back into my 401(k), including interest**Scenario: I would like to leverage this loan and invest into a 1) Syndication deal like a MultiFamily Apartment or 2) A Equity Fund that buys Commercials Multi Family RE. 

I was lucky enough to get ahead of the curve and purchased a townhouse in august of 2020.

Feels like straight up theft!

I’m excited for the journey ahead and to hear from/meet you all!

(Towns can get aggressive & lots of people just pay the fees instead of pushing back.)In this instance, we could have been proactive in calling the town ahead of time.

There are many MFH that share meters and systems.Personally, if this is a house hack or even a straight investment we typically don't go through the effort of rezoning a property as a Multiunit.