I still cannot rent this property without essentials like water/power despite the repairs.  

Some lenders will call them points, some will just have points labeled as fees like orig fees, processing fees, UW fees, etc.

Get more people working in sectors where we need them and provide incentive to do so. 

It’s a little tricky because it’s so location dependent.  

Sure there are people who have done it but like Joe mentioned above is why your rate on HELOC is probably higher than your first mortgage so you'd only do it if your balance is really low and near the end of your term anyway so you're just getting it paid off quicker (like the last 1-3 years of payments left) becaues you want to get ride of the monthly payment and improve your cashflow now versus later.

Owners mistakenly ASSUME all PMCs offer the exact SAME SERVICES and PERFORM those services EXACTLY THE SAME WAY, so price is the only differentiator – so, they often select the first PMC they call or that calls them back!

I'm so interested!  

can you DM me your full name and email so I can look up the order and send you the sheet?

Keep growing and sharing your story, in no time you will attract clients if you so desire and grow a lucrative REI agent business.  

I've posted that I prefer female housemates (zillow, hotpads, and roomies allow for this) so I assume I can deny someone for being male if that's not what I want and clearly state this in my reply to them?