I could cash out refi this property but with the rates being what they are and lenders charging pretty ridiculous closing costs, the amortization schedule would not make sense and it would destroy the cash flow I do have in the property (I've worked with multiple lenders and brokers to run the numbers). 

The cost of living (food, energy, fuel are ridiculous) add to that the difficulty finding insurance, and it's a mess.

I'm in South Florida which is a pretty scammy market (and I was ready for that) but it's getting ridiculous.

You would be looking at areas that are not huge towns likely. as huge towns have unrealistic home prices at this point between ridiculous appreciation past the point of normal and high interest rates. look for secondary (non metropolitan areas) to find more affordable commercial deals.

Can anyone recommend some others that will let me close under my personal name and without ridiculous terms?

no closeby transportation. when u can see NYC skyline in the windows, you can rent even the storage room out for ridiculous amounts. basically, anything that you can get your hands on at this point is a good move - because soon average buyers will be priced out of here too.

As long as it isn’t ridiculous, I think I’ll be calling UPS for prices.

Some of these groups cost 20K which I think is ridiculous. 

Don't fall for the ridiculous statement that your tenant pays your mortgage.

The amount of people that have moved here is ridiculous naming San Antonio the fastest growing city in the US. https://www.sacurrent.com/news...I'm sure you will prosper.