If not, then I don't see anything wrong with considering removing windstorm as long as you've weighed all the options.  

Where can I get private money and someone interested in purchasing 1.5 acresto split the current 3+ acres and leave the1.5 acres with the rentals for the long term deal.

My wife an I try to focus our long term rentals in towns within a 30 - 45 minute drive to Raleigh.

He's making more money with it than any of his other short-term rentals.The riches are in the niches.

What are the interest rates and loan terms typically associated with DSCR rental loans?

Always analyze for long term numbers but in the back of my mind I look to see if it will be a good fit for possible MTR or STR.

others are pulling from the hotel pool and renting out to longterm renters for $2,300-$2,500/month.

I would like to re-finance into long term debt once the project is finished using a DSCR type loan.

I stopped using carpets in my rentals a long time ago.

I have too many questions for one post, so keeping this post broad and will ask more specific questions in the coming weeks/months.I have a good 6-figure job and some limited real estate investing experience (own one short term rental in the Denver area and recently Airbnb'ed a second property under the rental arbitrage model).