I mean - if we are not able to take down such a portfolio, we are limited to one of individual assets, which are seemingly far and few between.

@Micah CookInvestors are looking for limited liability.

Never mind, just used the power of the mighty Oracle google.https://www.airbnb.com/help/article/1849/san-francisco-s-registration-process--frequently-asked-questions

I set my limit based on numbers and lose out on houses from time to time, but that's ok. 

My question, due to limited cash we are only able to put 10% down on this property to close.

Every no brings you closer to a yes.With a limited track record you could get a partner on a deal, wholesale a deal until you have enough money to have a bigger deposit, or like @Peter Sanchez and @Alexander Felice mentioned house hacking.Real estate is amazing because you have unlimited options and have to develop the mindset that you are a real estate transactor.Let me know if you need help with anything and I would be happy to help!

In that case, the maximum allowable LTV limit is 75%.

I agree with Mindy, if you dont like your current house and especially neighborhood, moving is probably a good idea.If you are making 200K, have no other debt, and are looking to buy a $450K house, I would say you are well with acceptable limits for a house. 

Powering through 3-4 BP podcasts and blogs, meeting with the aforementioned folks, and reading the UBG as well as my course textbooks is keeping me pretty busy!

However, now that the state income tax is limited, you may not be able to deduct all the state income that was deducted.