It DOES include taxes and insurance.Your analysis seems to be missing some potential big ticket items including but not limited to:InsuranceHOA FeesRepairs ($1000 per year seems low, that's only $83 per month)Landscaping/Grounds MaintenanceProperty Management (include it even if you will self manage for the time)

Any help, tips, and ideas are aprecciated.

In a *typical* building they cover wide range of common expenses for example; management, insurance, water, sewer, garbage, fire system, elevator, janitorial, landscaping, and the list goes on.

Are there any other tips for correctly completing this form.  

Thanks for all the tips.  

@Angela Smith-- Here are some quick pointers and tips, as the most costly expense is a bad tenant.Go in the order in which you receive the applications.

Tips for building a list.

As a new investor to the treasure coast I would like to hear any advice or tips on investing in Alphabet city in Ft Pierce.

Operating expenses include utility, payroll, landscaping, pest control, taxes, insurance, repairs and maintenance to name a fewThese are expenses, different from capital expenditures such as fridges hot water heaters and flooring.  

One strategy I personally will be able to use is through my landscaping company.