Whether it’s driving for a ride-sharing service, freelancing online, or even renting out a room on Airbnb, these extra earnings can add up.

In general, investing in an income-generating property first can potentially provide long-term financial benefits and greater returns.

Thanks for your answer.They charge me 7% from gross income plus 13% of any repair or rehab wether I bring the vendor or they do it.how do you think?

The loan we were applying for is an FHA, which stipulates we must provide a signed lease for our half of the duplex (to be newly rented out) but for the other half which the parents "own" (in reality all three are equally owners of the entire property.) we would need to provide proof of rental income on our tax return, however her parents claimed that so we seem to be SOL.The mortgage is covered, we can rent it out no problem, but the underwriter is saying on paper it looks like she is responsible for the whole duplex and the rent for half of it is unreportable.

The flaw in what you are doing is that it's obvious you are only looking at homes online.

I understand the REPS part of the equation for offsetting W2 income tax.  

There was NO mortgage information, even though I have a mortgage.Conclusion: The only useful information was my name, square footage, number of bedrooms and bathrooms, and the date of purchase, but all of this information is easily available on Zillow or the online tax records. 

More on DSCR loans- DSCR loans won't use your income to underwrite the loan.

Discuss the Loss of Rents (aka Business Income) coverage with your agent.  

I briefly heard about this company from an investor friend few months ago, I tried to google but not finding much online information about them either.