Depending how much you earn you can step up those savings by getting a side-hustle in any part of real estate....working for a top Real Estate office on weeknights and weekends, working for an RE Investor, working for a General Contractor and learning a few skills, etc.

John, NB has very promising prospects for future returns.

Best of luck and let me know if you'd ever want to grab a bite or a small drink sometime in the future I'd be more than happy to connect :)- Joshua Killian

If you place the wrong tenant on your first deal, it can make or break you for future deals, as one bad tenant can really cause havoc for you.

I expect there will be new bills in the future with new angles trying to flavor them differently.

All it will accomplish is push your gains into the future while keeping your capital losses locked up.

You should also review your state's laws to see what protected classes are for future reference as well. 

So sure, we could write a note for the down payment and get in for no money down (money down - just not ours).

Well, VRBO is getting harder to work with. https://help.vrbo.com/articles/What-if-I-need-to-cancel-a-re..."

what  happens if one partner wants to exit the property in the future and the other person doesnt )    2)  consider  buying and  financing it as a rental property  or using a DSCR  ( debt service coverage) type loan   3)  consider  additonal co borrowers  that are  strong  ( relatives )   4) obtain a new job that has a salary  that can be used  5)  wait to buy unitl you have the  seasoning for the variable income