Then eventually going more into cash flow and replace some working income.

However, you can’t deduct any loss of rental income for the period the property is vacant.I’ve gotten mixed answers on what to do.

So we are earning 20% annually on this “opportunity cost” cash.  

Can a qualified real estate professional with a W-2 income above $150,000 be allowed to write off rental losses on my tax returns?

@Alex JacobsBuilding a rental portfolio through house hacking is a terrific idea, particularly if you want to reduce your down payment and increase your income flow.

By leveraging the tax-exempt market, states and cities can offer lower mortgage rates to middle- and low-income individuals than traditional banking methods.

If a Roth IRA, all rental income and capital gains are tax free.

Since FHA lends against the borrowers DTI, and is not an asset based loan product, how does a borrower, and beginner investor that has 50-100k w2 income, get a 300k-1.2M loan for a 2-4 unit multi family property?

From my perspective I earn my cut whether that is 50% or whatever is decided by doing those things.

I’m also looking into getting my real estate license this year to help as an extra source of income but also just to learn the ins and outs even more.