If the property has not appreciated in the past couple of years I would be hesitant to keep the property based on long term appreciation. 

You can rent the property as is and base the rent off of the condition.

I was not gonna move on to a new realtor because he did show me a couple properties and use his time but I don't like the feeling of being pushed and based on the answers I'm getting here it's the right thing to do. 

Most capital providers require a 700+ FICO for a Cash-Out Refinance of 5+ units and six months of seasoning to use a new appraised value instead of the cost-based approach.

I'm an investor based out of Longmont and do a bit of real estate investment coaching as well.

Our property management company is based in central Charlotte, about 30 minutes north.

I'm based in Florida and investors here are getting killed by Taxes and Insurance.

Hey Daniel, If you are qualifying for a DSCR based loan, you do not have to do the extra step.

My estimates are based on personal experience having done a fair amount of renovation on my primary residences and estimates from friends and family who are contractors.

Why would someone be willing to take payments on a home based on your promise to pay?