I have all the supporting documents, emails, text exchanges, screenshots etc for any skeptics. 

Being a Massachusetts Licensed Broker I still gave the normal agency disclosure (https://www.mass.gov/files/documents/2017/12/05/di...) at first meet.

City state job growthCity state net migrationCity state job diversityhttp://www.best-cities.org/ - Milken Institute http://www.bestplaces.net – Sperling’s reports     Also check out where people are moving to and from by using the following:North American Moving Services: https://www.northamerican.com/migration-mapUnited Van Lines: https://www.unitedvanlines.com/contact-united/news/U-Haul: http://myuhaulstory.com/ and https://www.uhaul.com/About/Once you find a state or states then you can use some of these to drill down into MSA (Metropolitan Statistical Area)http://www.census.gov/topics/population/population-projections/about.html - Population ProjectionsLocal Area Unemployment Stats By State: https://www.bls.gov/lau/ Seasonally Adjusted Metropolitan Area Estimates: https://www.bls.gov/lau/metrossa.htmI hope I didn't overwhelm you and Hope that helps.

If you are worried about the area, check crimes stats, read local news articles, check housing values, drive the area on Google, anything that will allay those fears.   

Anything in a flood zone100 year old propertiesNeighborhoods of Huntersville in Norfolk, Prentis Park in Portsmouth (really anything in Portsmouth for lots of reasons I have posted about), and downtown Newport News.  

The structure would be an Equity 506(c) The Ideas Already in place: -Brokers-Online websites such as equity funding platforms-Private Banking Firms-Relationships PPM document creator has with other investors-Forums-Companies that sell lists-Opt-in accredited investor databases-Firms that do the marketing with you (must be licensed)-FINRA broker-dealers-Individual securities brokers-Registered Investment Advisers-Private equity firms-"finders" for capital.

This article from Philly.com (http://www.philly.com/news/minneapolis-single-fami...) outlines how Minneapolis has started the journey to stop single family zoning in favor of multi. 

In reading through the policy documents provided by Stewart Title, it appears that the ALTA Homeowners policy we purchased:"This policy covers only Land that is an improved residential lot on which there is located a one-to-four family residence and only when each insured named in Schedule A is a Natural Person"So....looks like I bought the wrong type of policy?

A final caveat, some commercial lenders aren't too keen on M2M leases, and there may be documentation in your loan docs regarding this.

Document that your partners are legally liable for 1/3 of the mortgage payments.