Scenes and automations are straight forward easily programmed in SmartThings and Samsung made some big improvements in that recently.

The goal is to convert the debt to 30-35 year fixed using a federal loan program as this is a long term hold property. 

Are you talking about low down payment programs specifically? 

Maybe since the government has been focused on the "essential businesses", they should have also focused on the "essential financial responsibilities" of the tenants when they decided to send them stimulus checks, and much like the Section 8 Program, made sure that the first payment from that check went to the tenants rent payments...or is a place to live not considered to be "essential"?

Here is the Ontario program:  https://www.ontario.ca/page/af... 

Depending on the loan program, the bank may count part of any potential rental income.If you run into trouble, it may be worth considering a commercial loan.

I dont really like the idea of trying to get a decent tenant at the moment. luckily this property (duplex) will still cashflow at 40% rent reduction so its better than nothing.thanks for any advice.Develop a promise to pay program.

Just something to be aware of when you're dealing with government programs and other third parties!

Does anyone have any experience from using Rob Swanson's 100's of Leads in an Hour program?  

This organization has been around for decades and concentrates on educating investors of all levels and creating events for them to connect.Even during COVID-19 they have a robust program, they bring in market leaders and analysts to keep you posted on what's going on and they host virtual events based on your specific interests.