The tenant's I have like this arrangement, because they can count on a fixed rent, they end up staying longer, and they take better care of my property. 

What two things must be in a room of a residence for it to be counted as a bedroom?

I'm not counting on appreciation, I'd like to buy and hold as long as possible to create some passive income.Yes, I've factored in 10% for vacancy, 20% for maintenance, and 10% for management into my cashflow numbers per month.

Any default simply reduces your coverage, it could terminate a policy, so if you're uninsurable that could be an issue.A loan from your insurance policy would not count against your DTI as repayment is not required, it's basically taking the equity out of your policy.There is no use of funds requirement from insurance proceeds or from your HELOC.HELOCs can change on you, look to the terms closely.

Besides the 14 days personal use, you can also have a open and closing "work" trip to your vacation home that does not count in the 14 days, a little bonus.And if you rent it out for 14 days or less total for the year, you do not have to declare the income, though you can't deduct any expenses except taxes & interest as a personal residence.For me emotion has to be separate from business.

I have been wanting to get a home loan for some time but all the lenders say that my "stipend" of $2,100 doesn't count as income.

Say it's a C-store, to sell it, you'll need to be able to explain things like traffic count, environmental requirements, burried gas tanks and liners, as an existing business you'll need to interpret financial statements, understand inventory turn over, beer licenses and distributorship agreements for gas.

DavidThe Beneficiary does not issue deeds unless he is also the trustee, and being a beneficiary and the trustee kind of defeats the purpose.Chuck I covered this method in great detail, I just don't remember if it was this site or others.

As far as numbers are concerned, you can count on a good direct mail piece to get you a response rate of 1-3% and that is a standard number that any good marketer will tell you.

I wouldn't count on appreciation, I'd say Temple rentals are nearly peaked price-wise unless they add on to the campus and don't add dorms/housing.