Once the bank appraiser sees it bets are off. 

My younger self would be driving Amazon by day at $25/hour and taking online accelerated courses for business administration BA and MBA, and get certifications in project management like SAFe Advanced Scrum Master or Certified Scrum Product Owner. 

I’ll bet they say, “Not unless you want to pay us in truckloads of cash.”Whether or not this clause is even enforceable is another question, but why even purchase that lottery ticket?

Look for strong markets and if you find 5-6% cap rate, that'll be your best bet.

Conventional loans - These loans are sold to the government sponsored entities, Fannie Mae and Freddie Mac so they are generally viewed as a very safe investment.

That’s the best bet.

Heck, I bet there are people who have remodeled their whole house including the guest house and written it off to the rental....

I bet there’s only about a 10% success rate .

Do it and my bet is that it will be your last RE investment.Why do I say this?

It's mostly a market for the corporate investor in multifamily--think blocks of garden apartment complexes.C is lower middle class and lower class but safe.