It has forever eluded me how to get reo listings from banks. recently i noticed a foreclosed property get listed with a broker 80 miles away in a completely different part of the state.

I will give my credit union a shot first and then possibly target smaller local banks

It now belongs to the bank and you will be dealing with them or their representative/agent.

Their washer machine failed and dumped all the water out.

During the crash, it was so frustrating to watch people let their current home go back to the bank, while they moved all of their cars, boats, motorcycles, and giant TV's to a new cheaper home.

Canadians have a strong bias towards using Realtors and banks and generally don't know about the alternatives, so as a wholesaler there's not only the privacy issues, but a basic trust issue when asking a stranger to sell me their house.So Tiago, you suggest driving for dollars and just straight up knocking on those doors?

Chase bank recently requested I add this into the listing agreement (LA) I have with the seller:  "SELLER MAY CANCEL THIS AGREEMENT PRIOR TO THE ENDING DATE OF THE LISTING PERIOD WITHOUT ADVANCE NOTICE TO THE BROKER, AND WITHOUT PAYMENT OF A COMMISSION OR ANY OTHER CONSIDERATION IF THE PROPERTY IS CONVEYED TO THE MORTGAGE INSURER OR THE MORTGAGE HOLDER.

As I understand it banks tend to look for 6 months of seasoning prior to refinancing.

From what I've read, banks want to see at least one year of steady rent payments.  

Do I just walk into my local bank and ask them what i'd qualify for as an unsecured line of credit?