I went up to my max. amount and the other bidder dropped out.

Over $1 MM homeowners were able to take advantage of this program in 2009, which provided a sharp drop in the interest rates on their loans.

If this is of interest to you then drop me a line and we can talk offline about plans for 2015, my contact info is in my subject line.Also, you brought up a very interesting point on value-add SFH & shares.  

Once they rise, cap rates will have to rise and thus property values will drop.

Just this week I picked up a 3 bed/2 bath house that was originally listed for $49k and as soon as the bank made a big price drop, I made an offer at $20k and told my agent to accept it at whatever price the bank comes back at.

I suppose another question is what is the best way to start a marketing campaign while you work a full time job and can't easily drop anything to pick up your phone when someone calls?

Do you think I need to mess with it, or do you figure since there is a 5-degree temperature difference between my 1st floor and my crawlspace tonight (and a 30 degree difference between the exterior and the crawlspace) that it really doesn't matter much and in fact the two areas should be thought of as readily sharing air and temps?

I haven't seen Real Estate on any of their drop downs.

People also mature, it won't be long and they will begin to realize that savings and retirement goals are important.As to the lack of the down payment, (BTW, how much are they putting down, saying very little isn't clear) can be easily cured as they could pay 100 or 200 dollars more toward principal for say 2 or 3 years then drop to the regular payment.

But, a sudden price drop (fairly large on a percentage basis) caught my eye.