I did reach out to Cozy and their response was more along the lines that once the tenant initiated they would have to return the funds to tenants bank but advised that our individual lease agreement should speak to this as chances are the landlord would have to pursue legal channels to recover money justly owed. 

I have tried to speak on the issue with them before and they were receptive and apologized but yet its still the same thing.

Also, my quick hippy side has to speak.

I speak to someone from The Federal Saving Bank tonight. 

Hey guys! I’m currently living in Boston, in my mid-twenties, and am looking to get started in real estate investing. I have zero real estate experience (have worked in advertising since graduating college) and am loo...

If you happen to have any good agents in my area, I’d be happy to reach out to speak with them. 

However, since they’re not a licensed broker they are probably not entitle to a fee.

Now, I can't speak for every lender here but the ones that are good won't mind seeing rental properties that are cash flowing.Also, the more properties you own don't affect the interest rate of Fannie/Freddie types of loans. 

@Diana MuresanHi Diana,I would love to speak with you to see if you could help me figure out a strategy with regard to obtaining a multi unit property.

I think any strong due diligence with a service company entails speaking with their current clients, multiple clients that have owned multiple properties for a number of years from the provider.