@Sasha-Al Lee, my wife has been in property management for several years now and are planning on starting our own company.

(I'm also thinking of just not going through one of these sites, and going it on my own--giving my bank account out---it makes me feel weird, but I've talked to several landlords who operate this way with no issues.)Thank you in advance!!!!

Hi all,I am doing  a few Commercial/Multi-family deal(s) simultaneously and heading down the path of bank loan(s) with a couple of regional banks.I am being offered from the same bank several scenarios. 

I've completed a few flips and several rehabs as rentals.

That said, she/they have paid on time, every month for 18 months, and apparently he moved out several months ago, so there is must be some arrangement between them that is working currently. 

I bought several more from that same guy over the years.

I just left Honolulu after several years there.  :-)I suggest you consider becoming Pro if you're going to be needing the calculators on here. 

Opinions are like a*holes and Landlords are genetically predisposed to have several.

In the next three years, I made several improvements—removed the asbestos/popcorn ceiling, added some can lighting, updated a few light fixtures and faucets, and bought a new stove, as well as painting the whole place myself.

I have tried with two smaller lenders(National Bank of Arizona and OneAZ Credit Union) and they have both dragged it out for several months before deciding they wouldn't do the loan for what I perceived to be fairly silly reasons(Management didn't like that the tenant had only been in for 1 year, Management didn't like that the structure used to be a residence, management didn't like that 3 years ago I took a loss in a completely unrelated business etc.)I am hoping that someone out there has had some success purchasing or refinancing commercial property like this in AZ and can put me in touch with someone who actually completes deals like this.