With a HELOC, you could simply take out the $200k right before the purchase, but with a cash out refi you'd had already withdrawn $300k meaning you paid origination fees on an extra $100k that wasn't needed and you have interest charges for an extra $100k over the two months while you were waiting.I personally prefer not using hard money lenders as I don't want to be stuck with high interest amounts if I could avoid them with a HELOC, but I know many other investors who use them regularly without problems. 

Hey I'm sure this question has been ask a few times but  here I goes again how do you find property here in Atlanta that allows Airbnb 

In my brokerage we are regularly discussing tips and strategies to get offers accepted and let others know what we are seeing in the marketplace. 

We fly up regularly so our young kids can see cousins& grandparents, and when we do, we end up typically renting a short term rental in costal Maine large enough to accommodate the whole family.

First step for me was electrical because I had old fuse boxes with some knob and tube wiring, which needed to be updated so I could add overhead lighting, dishwashers, GFCI/regular outlets, exhaust fans, ceiling fans, etc.

A regular car payment is not the same: if you have less than 10 payments we don't use it, or paying off it is excluded

Depreciation is just like a regular SFR rental.

They both have regular meetups.

If you are just cleaning up and it will take less than 30 days to be occupied you may just be able to start a regular policy.  

A friend of mine wanted to host a big summer party for a large number of friends and had to cancel it when he found out he needed consent from all neighbors.