I know that I need to have at least two years of income history to be qualified for a loan, so that's why I decided to do it now. 

Another issue is these homes have standard 15-30 year loans in my personal name ..... so that is another issue ! 

It is going to be a DSCR loan (debt service coverage ratio).

Hello All,I am looking to buy a rental property with my parent (full cash no loan) and we are trying to figure out how we should set up the agreement in order to get the least amount of taxes paid and most amount of profit made.

I like to stick with 2-4 unit properties so I don't need a commercial loan, and I don't have a ton of cash in the event of a massive vacancy or capital investment, so more expensive isn't necessarily in my wheelhouse.

Hi everyone, I'm wondering how to find lenders to broker commercial real estate loans to.

And any work an agent would be doing on the loan side, wouldn't the be doing anyway (i.e. communicating with buyers/sellers, chasing documents, etc?)

for a DSCR loan, you'll need to wait 3-6 months and conventional, 12 months.so should you pay all cash just to beat everyone else out, and then hope that the appraisal gets you some of your investment back? 

Technically, the loan is in the seller's name and us as buyer are simply making payments with no personal guarantee?

I can only think of reasons not to: capital gains tax, loan interest rate less than the property’s cash flow, risk… The only way I could make it work would be to identify a buyer I know will default.