Perhaps because the seminars are purposely designed to only deal with a certain part of the asset class and are not comprehensive in nature.

I bet you don't go to a C Corp :)Way up there, is your lender adding back the depreciation as it is not a tax expense but the nature of the tax beast.Consider too, paying down debts increases the net worth, I'd suggest you look for other lenders too, I see it may be limited where you are.You may have a job you want out of, better hold on to that Bar license!

I just sold all my stock to put into real estate so my mind naturally goes towards how to keep the real estate investment.

If you don't have alot of money, then you can spend TIME driving for dollars and things of that nature.

Most of my computer work is done with Microsoft products so this was a natural choice for me.

I recently caught something that was good-natured, but saved me 6 months.

It has had a noticeable "good will" effect with some of the tenants, though it's naturally difficult to quantify the effect.  

But it sounds like due to the nature of your work this may be a viable option for you.Typicall you will put down a fair amount of a downpayment (enough to make the owner comfortable) and you guys will agree on a interest rate and term for the loan.

We had a pretty wicked natural disaster in this area a couple years back and it messed some people up financially, which in turn messed their credit up as well.

I recently tried out Trulia's "Natural Hazards" feature, to discover that my rental is located in "moderate risk for flood" area in Las Vegas, NV.Thanks!