You can close in a DSCR loan in your LLC with a similar down payment as conventional. 

Now use the same $100k to buy a $500k house with a loan, it goes up 10%, you have $50k!!!

I’m getting DSCR loan quotes for around 8%.

I guess my question is, how do I get a loan for a flip when I don't have 2 years of pay stubs.  

I know a few agents, a few contractors, and a real estate attorney, but need to build a relationship with a good lender who can do competitive DSCR and rehab loans.

https://www.biggerpockets.com/blog/brrrr-loans-what-are-the-...Short-Term Rental Loans: What Are the Options and How Do DSCR Loans Stack Up?

Could you come up with 10% down and buy in a market that is over 50 miles from you and use the vacation home loan?

I was planning to use my 0 down VA loan on a new primary residence.

Also, I won't profit right now from rental income - only my IRA will profit (yes I know it's me later in life), but I want more capital now so I can pay down my private student loan faster and repeat the process with other properties.The place is 1 mile from the beach, 2 minutes to the bus stop, 1 mile to the train, and less than 1/2 mile to a new mixed use development that will open this spring (just the 1st phase) and it's a 20 - 30 yr mixed use project. 

DSCR loans won't use your income to underwrite the loan.DSCR loans are based off of down payment, credit score and either actual or market rents so it helps to supercharge an investor's real estate goals and net worth.Here's a bit more in detail about how rates are calculated for DSCR loans:1.