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Updated 10 months ago on . Most recent reply

Mat Fisher's profile image
Mat Fisher's profile image
Mat Fisher
  • Investor
  • from Milan, Lombardy
  • Member since May 4, 2017
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Mat Fisher's profile image
Mat Fisher's profile image
Mat Fisher
  • Investor
  • from Milan, Lombardy
  • Member since May 4, 2017
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Mat Fisher
  • Investor
  • Milan, Lombardy
0
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Mortgage Brokers & Lenders

Conventional lending with foreign earned income

Mat Fisher
  • Investor
  • Milan, Lombardy
Posted

I was told it was “impossible” to get a conventional mortgage on an investment property with foreign income. Is that true? I am a US citizen working overseas and wanted to buy an investment property in the US.

Anyone have an experience out there with this?

I'm getting DSCR loan quotes for around 8%. Wanted to see if I could bring that down.

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Colby Dorris's profile image
Colby Dorris's profile image
Colby Dorris
  • Lender
  • from Memphis, TN
  • Member since Oct 21, 2021
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Colby Dorris's profile image
Colby Dorris's profile image
Colby Dorris
  • Lender
  • from Memphis, TN
  • Member since Oct 21, 2021
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Colby Dorris
  • Lender
  • Memphis, TN
10
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Colby Dorris
  • Lender
  • Memphis, TN
Replied

Hey Mat! As long as you report this foreign income on your US Tax Return, then you can use that income to qualify for a conventional mortgage. 

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