I'm 23 years old, I graduate from welding school in June and I owe the school $4,500, I have to pay back a student loan, and I currently don't have a job.

And since you recently graduated, having a job gap is not an issue either.Find a mortgage banker that doesn't have any internal overlays, and doing the cash-out refi should be easy to do.Good luck.

Currently I'm trying to get my real estate license to realty jump in to real estate before I graduate.

My name is Tony and I am new to BP and the forum, I was aspired to become a C suite member of a Fortune 500 companies after graduating with my Master Degree in business until I read the book "Rich Dad Poor Dad", I made a decision then to retire from my current job in 5 years through passive income generated through rental properties and am currently studying real estate investing and aiming to purchasing my first property before the end of this year, I look forward to learning from everyone and to achieving financial freedom together!

@Malcolm Lawson Yes, I'm going back to the boat school, but this time as a graduate. 

@Drew Whitehead I graduated from the University of Utah in 2010.

I am a 23 year old college graduate from North Carolina.

Most of our student tenants tend to be at the graduate level or pursuing second degrees (i,e. law) and their guarantors are simply for financial certainty.

I bought my first property, a townhouse, in 2012 w/ 5% down shortly after I graduated.

Even if you move away after graduation, your owner occupied loan stays in place and the you get a rennet for the space you were using.