After you factor in maintenance, than might drop to $0, with the tenant only paying off your mortgage as a return.Keep reading the blogs and forums on BP and you'll see a lot of references to the 1% rule, which means the rent received each month should be at least 1% of the purchase price of the home. 

I’m trying to vet some realtors now , but if you have one of those you highly recommend that is good at negotiating you can pass them along also to my PM , ( I assume bp doesn’t allow numbers in the forum)

This is a issue that should have been addressed by your lawyer, it should have gone through him ahead of you, not something you need advice on from a forum.

Here are some good places to start:http://www.biggerpockets.com/meet - find and connect with other BP members that are in your area.http://www.biggerpockets.com/alerts - Set up keyword alerts to be notified of the topics that interest you.And, of course thehttp://www.biggerpockets.com/forums - ask any question about real estate!

Try looking at BiggerPockets events and REI Meetups in your area https://www.biggerpockets.com/forums/521-events-and-happenings

What I see most on BP forums is the notion that commercial loans should be avoided.

I wasn't able to find an answer elsewhere on the forums or online.Thanks in advance.Jeremy. 

Hello allI️ posted this in another post but found out about this forum, figured more newbies like myself can relate.Currently looking at some properties.

welcome to BP's Lisa. we are in Lakewood, and carry the distinction of being the longest running newbies on the forum. best of luck

I know that to buy beyond 4 properties - traditional big bank financing doesn't work easily and often regional/credit/small banks give out loans once you can show them your positive cash flow & appreciation portfolio.Appreciate all insights from amazing folks on this forum, happy RE investing :-)