They will charge you for the actual repairs.

They may charge you, if you're just starting out.

You are talking about their home, not a house.Without going into hours of detailed explanations on the matter, I might just offer you this advice...Approach any homeowner from an emotional standpoint, rather than a business one.Logic is not something high on their priority list right now.

From one that speaks to people in foreclosure on regular basis, one repeating emotional trend I see is embarrassment---in general, folks in this position often act too late because they are embarrassed (pride is another good emotional anchor) with admitting failure...Although I don't market to these individuals, I understand the mindset all to well and believe any marketing campaign to these folks should include the following components:- Discretion/Privacy: Give them an opportunity to learn more without revealing themselves initially---offer a white paper or recorded info-message which would allow these distressed homeowners to learn without the need to speak to somebody. - Hope: Too many marketers are appealing to fear---although fear is a compelling emotional trigger, the majority of people don't want to be reminded what they will lose, they want to be reassured that there is a chance for recovery

The State took the view that the trust was established for only the home for sale and for the purpose of making a sale where he charged a fee.

Boy is it time, energy and emotion consuming!

And most people are “ignorantly” willing to give them their lives.The point I’m going to make finally here is that EMOTION is the #1 driving force of the highs and the lows in this market.

They will charge more than a private lender in most cases.

At the time I had 14 or so rentals, about 1/2 of which were NICER, BIGGER, AT LEAST AS GOOD OF NEIGHBORHOODS as where I lived.One day after returning from a round of golf and enjoying a beer or 5 two of my DEADBEAT tenants brought their rent (and late charges) over to me.

Even a state program has to go through the local folks.Contact the people in charge of property taxes where the person lives.An example of a similar program: OR has (had?)