I have a prospective tenant that is a little older that does not have email/internet access and I would need to enter their info and run it myself. 

The notice stated " This property has been determined to be vacant/ abandoned.

Generally the market determines if it is acceptable.

As such the credit score would standardize that and give you a score to help lenders, banks, etc (investors) to make quick determination whether to lend you money or not.

I know you have 10% on there, but if you can get the hard figures from the tax collector's office, it will help to make that determination. 

This downturn is probably seasonal, but the trend overall is up.As always, don't trust the internet, seek professional advice.

I have been thinking about something similar to this, but from the other end:Are any investors out there (partially) funding a targeted campaign in exchange for 1) first option to buy and pay a pre-determined wholesale / assignment fee or 2) X% of net profit.

From another agents perspective, I am going to assume that policy A is an "actual cash value" (or ACV) policy, and policy B is a ''replacement cost'' policy.On both ACV and replacement policies, when valuing a claim, the adjustor is going to determine the actual cash value of the property first.

Where I'm really struggling is trying to determine the value of this property to know what is a fair price (I know every deal is a good deal at the right price :).  

This will help you determine if you’re spending more or less than your ‘budget’ and help with future planning.