Conventional loan, 20% down from cash.

I can pay more with owner financing, and must pay less for conventional financing.  

I did a loan for a guy on Friday to the tune of half a million.. and he wanted to release some inventory lender would not without full payoff because of that clause. 

Some swear by them and others (like me) say build up your  portfolio of properties as inexpensively as possible and once you hit 10 or so (because you can't use conventional financing anymore) go to an LLC.   

If you buy a SFR property in your personal name, get a conventional loan in your name, and then transfer to land trust (with beneficiary as an LLC), do you then essentially have a SFR property protected by an LLC and on a conventional loan? 

I qualify for a VA Loan but will be looking to switch to a conventional loan in the summer of 2021 when I move out of the area for my next assignment. 

I qualify for a VA Loan but will be looking to switch to a conventional loan in the summer of 2021 when I move out of the area for my next assignment. 

Approved for conventional mortgage.  

You may want to look into a conventional loan at 5% it may make better sence in long run for fees and such, all depends.

My experience, also in a fairly expensive market, is that by the time that the down payment is raised far enough to meet the debt service requirements, you might as well be in a conventional loan.