Secondly, having a portfolio of homes is just as time consuming. 

Whereas with most discounted note investing you are venturing into owner occupied loans, and thus subject consumer finance laws, which adds a lot of complexities.

It's a very tedious and time consuming exercise if you want to get a legitimate list, but if you're budget is thin, its a way to get started 100% free. 

This obsession as I would call it has led me to consume every book, podcast, and forum post I can get my hands on.

Getting attorneys involved and filing lawsuits is an expensive, stressful, time consuming process that sounds great in theory, but in reality is usually just miserable. 

Many of the firms have just raised new funds, so they have lots of dry powder which they'll focus on their existing companies first, to ensure they are healthy and well capitalized.

Once the property is moved from the unit, it is the tenant's responsibility. " https://www.oag.state.md.us/Consumer/edge81.htm  

Goals:Since I'm living paycheck to paycheck I am have to be realistic and know I can put a down payment down or invest with buy and hold so heres my plan while saving* Now- The 4 hours I am driving a Mon - Fri I listen to all the books mentioned in the Bp podcast- Re-Listen to all Bp podcasts (I've listened to them all once already)- Attend Every Bp webcast- Invite an investor to lunch one saturday a month- Interact with Bp Members and get as much Mentoring as possible- Networking Cards* Mid Range (3 months and on)- Possibly partner with anyone needing some help with wholesaling or flipping- even though REI's are product driven i'd like to think there's opportunity so I will go to meetups and attend REIA whenever possible* Long (3-12 months)- Start wholesaling (ETHICALLY) to build rapport and relationships in the industry- Create a plan for networking/marketing/advertising- Utilize the earnings to put down on a Renovation for either resale or rental- Create systems that scale my business wholesaling, flips and investments for a healthy growth- Utilize FHA and get duplex * 10x Moon Shot by 2022!

You are saying that someone can do it themselves, find a deal (hardest part), find a tenant-buyer (fairly easy – yes, but time consuming), Manage themselves (fairly easy with our structure).

A traditional bank or financial institution almost always has more invasive and time-consuming guidelines than hard money underwriting guidelines.