My daughter just turned 10 months, so would be looking for daycares for now.I dont have any cash saved now because I'm clearing all credit card debt, and plus I just bought my first property in October.

I’m raising kids and not interested in growin any more.  

It seems like a lot of fees and headache of having separate bank accounts and credit cards for each child LLC. 

She saw patterns that raised red flags when I would have never known they were red flags until I had gotten burned a few times.

So a seller and I have come to an agreement on terms on a property and I literally had to raise funds from family to obtain the down payment.

Or, perhaps it is one of those sought after situations where you can spend 150k over 20 units and raise the rent based on the improvements, and perhaps pull out you equity for the next deal.

Does it raise a red flags?

My experience, also in a fairly expensive market, is that by the time that the down payment is raised far enough to meet the debt service requirements, you might as well be in a conventional loan.

Maybe I can raise a small BP flag!

The issue is I'm self employed and everything is written off, my credit ranges from 750-790 depending on the credit card miles game.