Can it fund the items in the reserve study?

those items should already be escrowed and noted by the previous FHA appraisal.

In desperation, I come to BP and ask for help: If anyone can share some experience in how to remove this nasty paid charge-off item from my credit reports, you have probably just saved my life...Thanks in advance,Michael

Take a look at those two items and come back with your next round of questions :)Happy House Hunting!!

2 baths instead of 1 = 1 more maintenance item for the landlord.

I'm wondering because he already has a line item for $70K, which I assume is for realtor commission on the sell side, taxes, transaction costs and financing costs?

The actual prices are less important here than the example of how to evaluate by breaking the home into sections and knowing in your head (or on paper) what you costs are for each class of typical section  items.

The buyers demanded that these additional items be repaired.

You have 21 days to return a deposit(or at least an itemization of why your keeping it) after move-out, or when you learned they had vacated.Janesville doesn't have any provisions that I'm aware of and follow state law.

The items I do have going for me, are the Credit score, that is rising, the stable job history, I have worked for the State of Iowa as a Correctional Officer for the past seven years, and the fact that a lot of my living expenses are low since I live with my parents.