Then borrow hard money to do your flipping.

Stack of papers I glance through includes appraisal, market analysis, property’s financial statements, and even borrower’s (either individual or institution) bottom line net profit after extensive list of expenses and debt services.

With renovations you've borrowed $430k total(we will assume).

You borrow the money from him and agree on an acceptable rate of return.

Appraisers that end up on blacklists, which do exist, are added to those for defects in reports not for borrower payment performance.

Maybe a bunch of (lousy) credit cards, but nothing legit can be done without revenue within the business getting the loan.Don't get me wrong, your business can borrow money.

I believe every loan document will ask the borrower, if you are an American citizen and if you tick on 'no', you'll have to explain and submit a visa (I originally came here on H1B).If your income alone is good enough , then you shouldn't even have to mention your husband.If his H1B expired and he's without status, then it would be pretty difficult to renew.Hopefully, immigration reform will get voted on next year.

Check out a Solo 401K (possibly borrow up to 50% of your account).

Greater fool theory in play here, somewhat.As of right now, the big money (REITs and Private Equity) are focused on B(ish) properties, just as lenders were traditionally focused on A-paper and Alt-A borrowers in the beginning of the mortgage boom.

If he already has a good picture of you as a borrower he only needs to check out the deal.