I think your best bet for something u can do right now would be to attend local metups in your area. network to other investors. try to develop a relationship with your local credit unions.

Most lenders have a 2 year minimum seasoning on BKs.Honestly, IMO, his best bet is to contact the lender (NOT the servicer, but the LENDER), and throw himself at their mercy for a loan modification. 

So they are actively pursuing city code!

Welcome Chris Caffey Always nice to hear from investors who are active our neck of the woods.

Eventually I'd like to get new tenents, one that don't have a large dog (safty issues) and the other is a hoarder(currently no active lease if I do have them sign a lease it will be month to month). 

I bet your instincts are telling you no while the numbers are telling you yes.

In your example, it's a complete change in the buyer, so I'd be willing to bet that the bank is going to take issue with it. 

Also x2 to what @Antoine Martel  said in terms of FHA most likely being your best bet if you want to house hack.

I'm active duty military and I'm getting ready to retire from the military within the next two years.

Rigo, we are active in the Lehigh valley.