Thank you for your input very helpful for me.

I think that keeping it as a homeowners policy would have presented more problems than moving to the correct form. 

What's better for me?

Both are technically correct, but because the adjective form can be used to describe any property that is tenant-ready, it can be used in discussions of REI wherein the investor finds the prop themselves and hires a PM, like you're suggesting, which is more of DIY method (ok, not completely DIY, but more so than in the definition below).

It started as simple forms to help me, then before I knew it...My suggestion is to follow the reverse engineering steps I laid out above, then when you get to the beginning, turn around, and "follow the breadcrumbs".I saved the most important rule for last.  

Laminate is less expensive up front, but in no way shape or form is it more durable.

I joined a real group and was contacted by real estate agent who wants to work with me to buy my first home I'm about to get a pre-approval letter what should I do if I don't have the down payment is there options for me

In order for me to get the U&O I will have to get a code enforcement inspection.

Reading your posts have become a bit of an addiction for me.

So I have my LLC formed.