Did you simply look up the properties and then contact the owner?

Spoke to the Owner and he is definitely old school and wants to simply swap check for deed/title at the bank.

They simply raise taxes, which they will be doing real soon.

They want to see that you are vested in the property and did not simply buy it on a whim.

Just go ahead and get a preapproval from their “preferred” lender...agents do this, as they should, simply because they know Their lender will do a Real preapproval....2 years tax returns, W-2’s bank statements , etc....unlike many who just run a credit report.

@Ryan Murdock, There are alternative lenders like myself who lend at lower rates than hard money. to put it simply, we sit between the rates of banks and hard money. 

The servicer argued that specific language in the loan modification document showed that there was “no attempt to impose personal liability” on the debtor for any previously-discharged obligation, and that the debtor’s motion simply reflected her misunderstanding of the partial claim process for a loan modification under HUD guidelines.

A different approach is placing a “tester” ad on Craigslist (posting a fictitious sf rental deal to see if the specs you choose can drive contact) and when receiving calls about this property you simply say “It is no longer available, however, would you like to be added to my investor list to know about the next one?”

I feel it's just simply supply and demand rather than shady banking.

I simply added some other benefits.