I have a local team that I’ve spoke with a little this past week and I was worried if I joined it would be hard for me to learn everything online, but they assured me they had a physical office I would be able to go to whenever, so that was a plus for me.

I work out of my home and would rather not have physical collateral files in my basement, in case of floods or other issues.How has you experience been and how does pricing work for these servicesThanks. 

I have doubts that they will ever catch up but that they just wanted to show 96% physical occupancy.So I think that the only prudent way to evaluate the deal is to assume that I will have to evict 8 residents. 

to name a fewAnd remember, your lender will require a full third party property condition assessment, so I would not spend too much time on the physical condition, but you are getting a general sense.

I been seeing a lot of articles/YT Vids with different ways they calculate their net operating income and capitalization rate. I will give a screenshot with numbers below and see how your conclusion varies. 
Two ques...

This would definitely be a great idea for keeping the money separate even if I only do it in my bookkeeping software so I am not seeing it in the physical account! 

How do any of you other Florida investors protect yourself mentally or investment physically? 

I could see this as a good option for investors, but I am sure lenders are going to exercise a level of diligence in originating these types of loans.

Between my father and I, we can basically do any physical work that needs to be done.

I understand your plight as I went through the same exercise trying to invest again in BC.