Personally, I terrorize cold callers when they call me for anything so I don't know why you think someone would be receptive just because some voice is claiming they want to buy their house with no references or visual notes that could tell them who you are.

evictions tough. or tougher.Texas,my experience there is you better have your head on a swivel when it comes to the quality of construction.. 

Find a better place to rent, you will probably be able to negotiate a good deal, as quality tenants that still actually have income are becoming harder to find.2.

Only thing I would add is to use a high quality cabinet paint.

For example second property is larger and you need more space so you are moving and owner occupying to have a better quality of life.

Purchase good quality multi family assets....with that amount you could earn 60-75k ish ayear

The quality shows through the photos.

My current income isn't enough to quality on my own for a mortgage, but my dad's is. 

It used to be we would check Craigslist on Saturday mornings shocked at the poor quality of some of the dark drab photos we have seen on there "showcasing" the rentals.

I need some insight on the steps from concept to the financial proposal to a lender, I understand that I need to compile together a complete cost of construction analysis etc. but what about visual concepts?