You could invest in mortgage notes taking a first position but I think you need to become a hard money lender with proper licenses. 

If you're in debt up to your eyeballs and you add to that debt each month you have fewer choices in life than someone who has money in the bank and is cash flow positive each month. 

My main point is: If it doesn't cash flow positively at 70-75% borrowings, how is it a "deal"?...

If you can get consistent, proven monthly positive cash flow of $100 in a Class A area, and $500 in a class D, which one would you choose?

Not sure there.He is in it a couple of weeks, and is now ready to be the Wholesailing King of the World.Sounds like he still doesn't know what hebis talking about, although they teach him investing lingo, so he feels confident.This feels like a pure scam to me, but if anyone has any positive experiences, I'd be excited to hear!

The city is going through a lot of positive changes not to mention a commuter rail is there taking you to Boston in 20 minutes.

His reasoning was as follows:He wanted to be able to have $1 million in real estate debt and be able to service that debt possibly without any positive cash flow..

So we’ve got a tiny yard and we are in a cash position to possibly try to acquire our neighbors’ lot without needing a loan.

I've got two deals I'm looking at but am only going to do one or the other and wanted to get everybody's thoughtsHouse 1 has1) Has three units2) Cash flows about 300 a month3) In a city with a real estate market that is starting rise and with it being a block over from the historic district stands to be in a good position to have good tenants and some good appreciations4) probably will need a new roof in 3 yearsHouse 2 has1) Has 3 units2) Cash flows about 600 a month3) in a declining neighborhood4) Brand new roof and central AC UnitsWhich one would you all buy?

Hence, the restrictions (valid IMO) in place (always paying mortgage insurance) will not be optimal if you make an above-average salary.