I would caution this tactic as the insurance will only protect you in a liability suit, not a civil suit, or a suit where you can be proven negligent. 

In retrospect, I should have structured things a lot better than I did but, at the time, I didn't have a proven track record and I thought the deal was fair.

Maryland does not recognize squatters, they are "trespassing". 

You should know a fair amount of cost estimating to be able to recognize a good deal for the investors you'll be selling to, and you'll need some capital to not only run your business but maintain your standard of living until you start writing business. 

People begin to recognize your name and even is they throw away the 3 or 4th letter if they keep coming they will respond to your repeated messages.I will not go into it again as I have told the story several times o BP that I bought 21 lots in a focused area by repeated mailings.  

Good loan officers know or are willing to research underwriting guidelines, and have enough experience to recognize a potential issue.

That example alone has taught me a very good lesson in pretty much every aspect of life; dating, buying a car (or anything/everything for that matter), even recognizing intimidation during an audition, etc.

The power of the internet can be a curse, if a person were in a room with others, they may not get any attention, on the internet they can be heard and recognized without any accountability, unless they are held accountable in a forum.

I am leaning towards the first one (Kapre), however I am concerned it isn't going to be a recognized 150 hour program to meet the requirements, but just an expensive study tool.

#1 Honesty and integrity beyond reproach#2 Conservative, realistic rehab and ARV #'s#3  Allow an out if the #'s provided are proven to be materially inaccurate.