From time to time I come across property that I need to buy and I cant put it in my portfolio.

They let me borrow up to 85% against my portfolio at a rate of just over 1%.

If you have a large enough investment portfolio (stocks and bonds) or IRA, 401K, etc, you could borrow against it.

I'm 30 as well and I try to have balance to my portfolio.

While technically not my first deal, this may be the start of my RE portfolio.

I'm 39 and work in the financial profession managing investment portfolios for wealthy individuals, trusts, pensions, etc.For quite a while, I have been interested in purchasing multi-unit properties for long-term hold.

Along those lines, we currently have 353 investors who are building portfolios with our company right now and that number grows by 8-13 investors on average each month.

Im having a problem getting a loan to expand my current portfolio.

Since then I've used it as the "benchmark" for cash flow in the area a built up a portfolio very close by.

financing is the biggest headache I deal with,,most of the guidlines you are talking about aren't with the bank, but with Fannie,, some of the rules make no sense,, and one mystake can make it so that you can't go conventional, but there is always a portfolio loan from a bank (a loan they don't sell), but you won't lock in the rate for 30 years