You're certainly paying for the convenience of the turnkey aspect.To AJ's point, if you have an in with a local construction company or are there on the ground yourselves, then you may get a better return.

And the need for you to reside on site in order for the business to work. 

However after watching many folks on YouTube and following their advice I have since my first month been able to pay all the bills with bookings.

End of the day, you have to make sure your tenants can afford to live in your property and can pay out of pocket expenses.

Rents are much higher if we comply and they can test indoor air quality. our Type of Tenants also prefer and will pay higher rents as a result for a Certified Healthy Home.

Here’s the information$800,000 commercial propertyno down payment 30 year contract at 7% percent fixed.Mortgage is$5,700There’s a small vacant space on the back that you can possibly build a mechanic shop bay on and make some additional income maybe about $2,000 a month.On the front of the property their is a small building that has a restaurant and they pay rent $4,000 a month. 

I have enough savings to pay the down payment (family supporting me in this venture).

Of course the fridge was already completely cleaned out and all the food had been taken off site and all she could do was show me receipts cobbled together from various stores (probably ran around the parking lots and picked them off the ground).

Any advice on if we should use it to pay off our loans against two of our retirement accounts (that we took out for the downpayment on the first STR) in order to lower the monthly bills or if we can/should cash out one or two of our retirement accounts (457 and/or 403b) and pay off the loans? 

They really struggle to pay the rent almost every month.