Our landfills would fill up one day and we would have no where to live. 

This is great because smart real estate investors know to NEVER call the last landlord on file.Always call the one before that.If someone called me for a reference on one of my tenants, one that I know is a deadbeat and I want out of the house... what do you think I'm saying?

You take the cash flow from 5 direct it to one.

Again there are many forums and options on which is better. 10 single-family or one 10-unit apartment?  

Thanks for the reply, the undue enrichment piece is an interesting one.

Hey Justin, You sound like a prime candidate to take advantage of section 121121 qualifiers Must live in the home in the past 2 of the 5 years 24 months non consecutive required Must have owned the home for at least 2 years Only one spouse needs to meet the ownership testBoth spouses need to meet the use test Neither spouse has excluded a gain / used section 121 in the past two years Must file jointly for the 500k exclusion

You can set up templates to save time and customize them to match your brand.

They're not like big conventional banks after all (correct me if I'm mistaken).I found one that does a soft pull so I'm thinking there's nothing to lose. 

To help others get a feel for seller concessions I created a lil Acronym for some questions that can help one determine if a seller concession strategy is plausible and what to think about when incorporating one into an offer to purchase:Sales Price- By increasing the sales price, can the buyer still qualify and what's the out of pocket savings going to be redirected towards? 

Another big one would be $3367 in Lender's Title insurance.