I've recently finished a Master's degree and have no job which means that I have time to dedicate to REI.

No equity in the property, young mortgage at 8.5% owing 155k.

But, it is no different from implementing the BRRR strategy so vaunted in Biggerpockets.  

Therefore my only way is to apply to the municipality for an update, I want to explore this option but I have no idea where to start..?

Essentially no income details are required and the loan is based off of the collateral of the property and income, calculated using the active rents, appraisal rent schedule or even STR income or projected income.

Happy to go into a fix & flip loan in detail with you over a quick call!

Why would you you want to put money in the stock market where again, you have no control.

Detailed Due DiligenceConduct in-depth due diligence, including background checks, reference calls, and site visits to assess the sponsor's operational capabilities.

Recently I purchased a house did overpay 60K my offer was the second highest offer seller didnt accept that but they called me back after a month since the first offer didnt go thru, I gladly moved forwad and recently moved in however I dont like the house at all it is accross the cemetary I dont feel homy there a bit house is nice but I simply i dont love it!

Solar Mosaic won't even return calls.