I'm a little biased, but we left DMM a long time ago. 1%-2% response becomes harder and cost per lead is on the rise consistently.

The underwriting needs to plan for the worst, and they need to align with my investing philosophy of capital preservation, first and foremost.

Till I was left with no money and no passive income.

His answer "Crazy people from overseas are grabbing properties in NYC, throwing cash at it left and right, but not yet in Westchester".

My Goal:  Put on auto garage doors and park my car in the left side of the 2 car garage, but because it's a single lane driveway it needs to be clear to drive up to the garage (hence, he loose his 2 car driveway parking). 

And what's left has a bunch of competition even if you're looking to rehab so unless you're sending postcards and yellow letters it's going to be difficult to find anything in the MLS that cash flows or that can even be bought and rehabbed to cash flow.  

Perhaps the tenants gave only a tentative notice, in which case the landlord left open the possibility that the tenants would not leave. 

Align with others that can help bring the deal through the finish line. 

I left an easy job for a job that with 25% more pay and 45 miles one way closer to home.

A lot of investors are coming down from Seattle and buying up stuff left and right because it's significantly less than up north.