However, our mortgage lender will not approve us using someone else’s money, in gift or borrowed form, for the down payment.

Do you guys have any tips on how to proceed through the agent and structure our approach knowing she was widowed in dec 2020?

Im looking for solutions or tips with moving forward with this problem.

Thanks again for the tips and the warm welcome!

Thanks for the tips.

Tips on how to file a quiet title action for the uninitiated like myself? 

@Eric OneillThink about putting most of the money in a TIPS etf (Treasury Inflation Protected Security)Look locally for a multi family you can buy and live in using the FHA do that for a year so you get a taste of what being an active investor is like.If you like it start looking for the next one if you hate being a landlord then maybe look for syndications you can invest in as a passive partner.

Below are some tips to find a Local CPA that specializes in real estate1) Attend a Local REIA / Real Estate meetup and see who other investors are using as a CPA2) Network with other investors from your City/State that you find on bigger pockets and see who they use as a CPA3) Look for CPA's with good google/yelp reviews where 'real estate' is mentioned in the review.4) Verify that your CPA is licensed.

So far, we know we can't accept gifts without putting that person on the mortgage too (which is not ideal for terms) and we can't use hard money lenders because they won't be in first position.

In exchange for your help, I can share my top tips from how other investment real estate companies are solving their biggest pains once I’m complete.