If you overestimate, then that's a bonus, but you don't want to underestimate. 

She put me together with an owner and i paid her a referral bonus..

Bonus, it came with an additional vacant lot that I am currently in the process of developing multi family. 

Use FHA for #2, or even #3 if you can use bonus entitlement to use VA on #2 also. 

I offered a bonus to selling agents figuring they would at least get their clients in the door to look when they were going between showings.

If there's anything in there, you can have it as a bonus for being so good to me all these years."

If can make a cash flow out of it too, bonus.

Before thrashing the whackey numbers, please read so I can provide more info.Ok, so first time utilizing the VA benefit (Disabled 40%+) for this single family home as a buy and hold, and here are the following details.Due to the VA having such strict requirements, I am looking for a turnkey property to speed up process and quickly get tenants in with little to no time or money going into repair/ rehab.Loan details (I am preaproved, but these numbers are pretty accurate and I elected to put a high interest rate so anything lower will be a bonus):Loan Amount: 170kMoney Down: 0% (Hence the high COCROI numbers)Lender points charged .85Interest: 3.65Closing Costs: 1% Earnest Money ($1,700) + $800 (Appraisal, Inspection, etc.) $2,500 *I am close to Title Company which is giving SUBSTANTIAL deal to seller if they choose to use themI understand this may seem low to most reading, but from what I understand from what lender advised me, VA Loans with 40%+ benefits will typically cover several fees and the closing costs, and sometimes it is often times covered by seller. 

I also received a Bonus this year, and as active duty military, our bonuses are rare (every 6th year for me).

I know that I'm in a great position because nearly all of my income can be saved for investments and I will receive a large bonus once I finish training that can go towards a downpayment/closing costs and get me started on my path.I think that I am much more inclined towards more passive strategies (I think that any sort of Fix and Flipping will be really difficult to dedicate enough time to) and welcome any advice on some of the best ways to get started once I have saved up about $30k.I have seen networking through meetings and groups mentioned a lot, as well as finding a mentor.